Cash has no value until activated by cashier. No value until activated at register. Powered by: Fast card. In-cafe. Drive-thru. Pick-up. Delivery. Catering. Redeemable only for products at panerabread.com or participating U.S. Panera Bread bakery-cafes. Not refundable or redeemable for cash unless required by law. Not redeemable to purchase another gift card. Reloadable. This card is issued by and represents an obligation solely of Bakery Cafe Cards, LLC or, if sold by a Panera franchisee, such franchisee. Purchase, use or acceptance of this Card constitutes acceptance of these terms and conditions. For Panera Bread locations, please visit panerabread.com. 2021 Panera Bread. All Rights Reserved.